According to information
from the U.S. Coast Guard, property damage to boats has been increasing.
Many states now require boats to be insured. If you have your boat
on a loan or use a marina, you will probably also be required to insure
your boat. If you are not required to insure your boat, it is important
you still consider purchasing boat insurance.
Boat insurance works
similar to the insurance for your car, and can protect in the same
way. But, since boats have different features than your car, you will
want to make sure you have all the coverages you need and any savings
that may lower your premium.
Insurance coverages
you will want for your boat:
- Liability
- Physical Damage
- Theft
- Medical Payments
- Motor Coverage
- Trailer Coverage
- Boat Covers
- Docking Fenders
- Communications Device
Discounts you may be
entitled to:
- New Boat
- Automatic Fire Extinguisher
- Burglar Alarm
- Ship-To-Shore Radio
- Approved Boating Education Course
Remember, since every boat is unique please make sure you check with us to
see if you need any additional coverages or would be eligible for additional
discounts.
